Aug82008

Off Topic – Petrol rebate from credit card in Malaysia

David Cheong

This post is truely an off topic, but it worth mention out here, for Malaysian but not sure else where are the same or not. Even since the petrol price raised up, many bank in Malaysia are offering credit card which you can enjoy petrol rebate. A rebate which i personally think it is worth of applying, but rebates are not eligible for debit card application which i mentioned earlier about how to apply credit card with little requirement here.

Bank like UOB, HSBC, RHB, Maybank, Citibank(i think they offer too) in Malaysia are offering 2 percent to 5 percent rebate from any petrol station that you pump petrol to your car, but of cos there are terms and conditions. Well, if you swap with your credit card(s), you will need to pay every month when the bill come.

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Jun72008

How to apply Credit Card in Malaysia with little requirements

David Cheong

Previously mentioned about never too old to earn money, i did mentioned about Paypal service, and sign up is free but there are limitation, if you do not own an active credit cards on hand. For country like Malaysia, PayPal only allow us Malaysian to withdraw funds through transfer to credit cards only and we do not(yet) have the option to direct transfer to our bank account. If you don’t own a credit card(s), and without any stable income, it is very low chances that you can get approve for applying one. Not to worry if you are new here or you have miss out some guides on how to withdrawn funds from PayPal, there are ways of getting one of the credit cards which is legally and PayPal accept the card too.

we take credit debit cards sign
Original photo from WikiPedia

Few years ago, if you don’t have any stable income or have a job, its hard to apply credit cards in Malaysia. With a requirement of having a minimum annual income and also some Form J need to pass over to the bank if you want to apply a credit cards, not just in Malaysia but also in most of the country. Today, if you want to apply one, you’ll still need to have those basic requirement, like age must be at least 18+, minimum annual salary and so on, but some of the bank(s) in Malaysia now, they have provide this cards which are known as Debit Card or even VISA Electron. Its like a prepaid card, you will need to top-up the card with money via bank-in or using the ATM machine to deposit cash to the card, if you run out of cash value in this card.

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