How to apply Credit Card in Malaysia with little requirements
Previously mentioned about never too old to earn money, i did mentioned about Paypal service, and sign up is free but there are limitation, if you do not own an active credit cards on hand. For country like Malaysia, PayPal only allow us Malaysian to withdraw funds through transfer to credit cards only and we do not(yet) have the option to direct transfer to our bank account. If you don’t own a credit card(s), and without any stable income, it is very low chances that you can get approve for applying one. Not to worry if you are new here or you have miss out some guides on how to withdrawn funds from PayPal, there are ways of getting one of the credit cards which is legally and PayPal accept the card too.
Original photo from WikiPedia
Few years ago, if you don’t have any stable income or have a job, its hard to apply credit cards in Malaysia. With a requirement of having a minimum annual income and also some Form J need to pass over to the bank if you want to apply a credit cards, not just in Malaysia but also in most of the country. Today, if you want to apply one, you’ll still need to have those basic requirement, like age must be at least 18+, minimum annual salary and so on, but some of the bank(s) in Malaysia now, they have provide this cards which are known as Debit Card or even VISA Electron. Its like a prepaid card, you will need to top-up the card with money via bank-in or using the ATM machine to deposit cash to the card, if you run out of cash value in this card.
